Before you worry about anything else, it helps to know whether your employer actually carries coverage. New York keeps public records that let you check, and there are a few simple ways to confirm it.
Nannies, housekeepers, and home attendants are covered in New York, but the rule for private-home work has its own hours threshold. Here is how the special rule for domestic workers actually applies.
Getting hurt on a job in another state does not automatically push you out of New York’s system. Whether you can file a New York claim depends on your connection to New York, not just on where the accident happened.
If your boss handed you a 1099 and said you cannot file a claim, that label is not the last word in New York. Here is what the Workers’ Compensation Board actually weighs when it decides whether you are an employee.
Who is covered by New York workers' compensation - and what it means for you.